Each week Mortgage Solutions and its sister title Specialist Lending Solutions pick the top comments from our readers.
This week’s comment was from Scott Taylor-Barr, in response to the article: RIO affordability barriers solved with life cover, says LiveMore
He said: “This is certainly a great innovation and a sensible way to get more people through the retirement interest-only (RIO) affordability rules.”
Life cover eligibility
“My only initial concern would be how many people could get life cover, given age and potential medical issues, up to age 90 at a cost that is both affordable to them and still allows them to pass the lenders affordability?
“That being said, anything that potentially allows more people to access RIOs is a good thing. I hope it catches on and I hope that life companies take note and move to help too.”
Shekina is the deputy editor at Mortgage Solutions and commercial editor at Mortgage Solutions and Specialist Lending Solutions. She has nearly eight years of experience in the B2B publishing market, having previously covered the hospitality, retail, pet, accounting and jewellery sectors.
Shekina has worked for Mortgage Solutions and Specialist Lending Solutions for almost five years. Here, she covers the market’s breaking news stories, engages with professionals in the sector, and oversees any commercially agreed content in partnership with mortgage-related companies.
This includes presenting webinars and hosting roundtable discussions on developing themes in the mortgage sector.
She is an NCTJ-trained journalist and was nominated for the Headline Money Awards Mortgage Journalist of the Year in 2021.
In her spare time, Shekina likes to read, travel, listen to music and socialise with friends.
She currently reports on current events in the mortgage market and liaises with financial clients to produce sponsored content.
Follow her on Twitter at @ShekinaMS
