Each week Mortgage Solutions rounds up the most opinionated and thoughtful comments of the week.
The Financial Ombudsman Service (FOS) has received a surge in complaints from customers about interest-only mortgages, with many worried that they would not be able to repay their balance.
The mortgage lending market is failing to serve the needs of self-employed customers according to 63% of brokers, a Mortgage Solutions poll finds.
Other Interest-only articles
It has perhaps gone a little bit quiet on the interest-only mortgages front. During 2013, interest-only mortgages were a hot topic - and at HML, we certainly haven't taken our foot off the pedal when it comes to customer contact campaigns.
In November I had the honour of sitting on a panel of experts at the Mortgage and Protection Event hosted by Mortgage Solutions in Birmingham, Manchester and Newcastle. Over the three days, hundreds of brokers attended to hear, and join in with industry leading experts debating the future of their marketplace.
Earlier this week Leeds Building Society announced it was introducing two completely new products aimed at the interest only market.
Leeds Building Society has introduced two and five year fixed-rate deals aimed at the interest-only market.
More than two thirds of the 6.3 million over 50s with an interest-only mortgage, who had intended to pay it off with an endowment policy say their underperforming endowment will not foot the bill, according to Saga Personal Finance.
Clearing mortgage debt is the most common reason over 55s have for equity release, lifetime mortgage specialist Stonehaven has found.
Peer-to-peer platform eMoneyUnion has completed the first ever first charge residential crowdfunding loan.
The Financial Conduct Authority published its first annual report last week reviewing its performance since it came into force on 1 April 2013, taking over from the Financial Services Authority.
The Family Building Society has launched with a range of mortgage products intended to allow families to financially support each other.
That a rate rise is on the way is a certainty. What effect this will have on borrowers' behaviour as they move to protect themselves from unpredictable and increasing payments is still an unknown.
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