The lender will offer two five-year fixes for borrowers with a 10 per cent deposit or equity, from tomorrow 11 December across residential purchase deals.

First-time buyers purchasing new-build homes are among those who will be able to access the deals.

Rates are 3.65 per cent with a £999 fee, or 3.79 per cent fee-free on loans up to £500,000.

The lender is also reducing rates by up to 0.16 per cent across select 75, 80 and 85 per cent LTV mortgages.

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Barclays is the latest lender to step back into 90 per cent LTV lending in recent weeks giving borrowers with smaller deposits more choice.