Rachel Geddes, strategic lender relationships director at Mortgage Advice Bureau (MAB), said there was always a “fear of the unknown” around what would come next, adding: “The private rental sector has been affected and hit probably the most over the last decade or so, regarding changes and impacts”. 

She said brokers had to be aware of any sector developments and have these conversations with clients, saying “they can’t hide away from it”. 

However, she said the market was “resilient” and “whatever has happened in the past, we’re still here”. 

Andrew Cappaert, national account manager at Brightstar, said the sector was getting through “hopefully, the trickiest time”, but this presented opportunities as it meant landlords would need the help of advisers even more. 

He added that the market was in a better position than last year, and it was about “staying positive”. 

 This is the third in a series of four video debates in partnership with Together.

Watch the previous episodes: Together video: Being too ‘rigid’ limits self-employed mortgage options and Together video: Brokers who stick to what they know will struggle