The pilot uses Qualified Electronic Signatures (QES), a secure, identity-verified form of electronic signature that removes the need for paper documents and witnessed signatures.
By testing this approach, Skipton aims to make remortgage transactions quicker and simpler for customers, helping to reduce delays.
If successful, the pilot could support a wider rollout across other customer journeys.
The trial is in collaboration with HM Land Registry alongside conveyancing firms Conveyancing Direct and Your Conveyancer, with technology powered by Veyco,
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Simon Farrell-Roberts, head of lending at Skipton Building Society, said: “The introduction of Qualified Electronic Signatures has the potential to simplify an important stage of the remortgage process by reducing paperwork and enabling documents to be signed digitally and securely.
“This pilot is an important step in our wider ambition to modernise the mortgage journey.”
Andy Roddy, deputy director – digital services at HM Land Registry, said: “This is another important milestone in the transformation of the UK property market, demonstrating that QES adoption is gathering real momentum across the sector.
“We hope Skipton’s pilot will encourage further lenders and conveyancers to explore QES and take the next step toward a fully digital conveyancing journey.”
