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Halifax reveals 95% LTV range following Help to Buy 2 closure

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  • 03/01/2017
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Halifax reveals 95% LTV range following Help to Buy 2 closure
Halifax Intermediaries has launched a range of 95% loan-to-value (LTV) mortgages in recognition of the closure of the government’s Help to Buy: mortgage guarantee scheme.

Products in the range include two first-time buyer deals and two for homemovers.

For first-time buyers, a two-year fix is available at 3.34% with a £999 fee, or at 3.74% for no fee. Fledgling buyers can also access a five-year deal at 4.29% with a £999 fee or at 4.49% with no fee.

For homemovers, Halifax’s two-year fix comes at 3.39% with a £999 fee or 3.79% with no fee. A five-year product carries a rate of 4.44% with a £999 fee or 4.64% with no fee.

Ian Wilson (pictured), head of Halifax Intermediaries, said: “As a leading supporter of the Help to Buy: mortgage guarantee scheme, continuing to lend to this area of the market is a key part of our commitment to help first-time buyers on to the property ladder.

“By introducing this new range of products at the start of the New Year, we can help brokers to confidently continue supporting their clients with higher LTV borrowing needs.”

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