Smith has joined from Newcastle Building Society to work with brokers in Surrey, Sussex and Hampshire, while Bowden-Davies has come from Uinsure to cover the North West.
Smith and Bowden-Davies (pictured) are available to help brokers find a home for more of their interesting cases, providing dedicated specialist support, direct access to underwriters, flexible criteria and competitive, transparent rates.
Smith said he is excited to be joining Pepper Money, especially with the lending plans.
He added: “It will be great to work with brokers who I have known from my time at Santander and Newcastle Building Society and also forming new relationships working within the specialist market.”
Bowden-Davies said: “Moving from a general insurance role, I am looking forward to continuing to build on existing relationships within the North West region as well as making new ones.
“I cannot wait to educate my intermediaries about Pepper Money’s fantastic proposition, which I know they will find incredibly useful for their clients.”
Paul Adams, sales director at Pepper Money, said: “We are super excited to welcome Ollie and Chloe to our growing team at Pepper Money.
“Both join with glowing reputations for the outstanding service they have provided their intermediaries over the years and it’s perfect timing ahead of our move to a new sales operating model that we believe will mark a step change in specialist service for all of our intermediary and packager partners.”