
Gen H will lower its two-year fixed rates at 90% and 95% LTV by up to 0.15%, along with all its five-year fixed rates.
The lender said the changes to its high-LTV deals would help borrowers with smaller deposits.
The firm added that it had withdrawn its 60% and 70% LTV rates and upped the rate for its five-year fixed deal at 90% LTV by five basis points.
Pete Dockar, chief commercial officer at Gen H, said: “It’s always important to look for ways to support that cohort of aspiring homeowners who are the most under-served by the wider market: those with small deposits.
“Saving a deposit is a gargantuan task in today’s economy; we’re doing all we can to support prospective buyers, and keeping mortgage costs as low as we can is an important part of that.”

Welcome to the future: how collaboration is driving the shift to digital home buying
Sponsored by Halifax Intermediaries
Gen H recently changed its criteria to allow income boosters to live in the property they help to buy, subject to extra independent legal advice and if they sign a waiver at their expense.
The firm also announced a funding partnership with Penrith Building Society, which will allow it to support a wider range of borrowers.