This week’s comments come in response to: Gross mortgage lending set to rise to £300bn in 2026, UK Finance says
Within that figure, remortgage lending is set to rise by around 10% annually to £77bn, the largest of any segment.
Lending for house purchase is expected to rise 2% year-on-year to £180bn, while product transfer lending is forecast to increase by the same amount to £261bn. Buy-to-let (BTL) purchase lending is forecast to stay flat at around £11bn.
Rishi Baugally said: “It definitely feels like lending is picking up, but the story behind the numbers is even more telling. From what I’m seeing with clients, it’s not just volume that’s increasing; borrowers and investors are getting a lot more selective about terms and structure. I hope the momentum keeps going into 2026.”
These comments are from our readers and do not necessarily reflect the views of Mortgage Solutions or Specialist Lending Solutions.
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