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NatWest to reduce selected rates by up to 0.12%

NatWest to reduce selected rates by up to 0.12%
Anna Sagar
Written By:
Posted:
February 16, 2026
Updated:
February 16, 2026

NatWest will lower selected purchase, remortgage, buy-to-let (BTL), green BTL and additional borrowing rates by up to 0.12% from 17 February.

On the purchase side, its two- and five-year fixed rates at 95% loan to value (LTV) with no fee will be cut by 0.12% and 0.06% respectively to 4.69% and 4.75%.

Within its remortgage range, two- and five-year fixed rates will decline by up to 0.08% and 0.1% respectively.

An example includes its two-year fixed rate remortgage at 90% LTV with a £995 fee falling from 4.6% to 4.52% and its five-year fix at 90% LTV with no fee going from 4.54% to 4.44%.

For BTL rates, purchase and remortgage rates are set to decrease by up to 0.12%. This includes its five-year fixed rate remortgage deal at 60% LTV with a £995 fee going from 4.02% to 3.9%.

In its green BTL range, similar cuts have been made, with its two-year fixed rate remortgage at 65% LTV with a £995 fee decreasing from 3.96% to 3.84%.

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On the standalone additional borrowing side, its two-year fixed rate further advance deal at 90% LTV with no fee will decrease from 4.9% to 4.86%.

NatWest has said it aims to lend £10bn to first-time buyers in 2026.

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