The rate is the lowest rate the pension-fund owned lender has ever offered.
Loans from £250,000 to £25m, at up to 60% loan to value (LTV) will qualify for the rate over a period of six months to three years.
Fiduciam’s charges no exit fees or early repayment charges in the first half of the loan term.
Clint White, head of property lending at Fiduciam (pictured), said: “While more and more bridging lenders are lowering their rates, many only offer them at a very low loan to value.
“We do things differently at Fiduciam which we are demonstrating by offering our very lowest rate up to 60% LTV and also for loans providing multiple drawdowns and repayments.”
Fiduciam aims to lender £250m over the next 12 months, which requires attractive interest rates and a good reputation, White added.