Whether it was complex credit, second charge, complex buy-to-let, bridging or commercial finance, this year was a rollercoaster.
One thing is certain, the specialist lending sector continues to be of vital importance to help so many people achieve their housing goals, and is only set to go from strength-to-strength in the coming years.
It has been a joy to cover this sector and to see you many of you at face-to-face events again, and we are excited for what the next year has in store for the specialist lending arena.
This Christmas may not have turned out as many of us expected, so a special shout-out goes to those who are having to isolate or cannot spend it with friends and family.
From everyone here at AE3 Media, have a very Merry Christmas and a Happy New Year.
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