Loans are available up to 70% loan to value (LTV) over a term of up to 18 months, with rates starting at 0.79%. Procuration fees range from 0.5% to 2%.
The facility is available across key cities and regional hubs in England and Wales and is suitable for acquisition, bridge-to-sale or refinance, equity release, and development exit scenarios.
The lender has marked the launch of the product with two completions in Prime Central London totalling £6.65m.
The first was a £2.79m equity release for a UK borrower secured against a 2,275 square foot Grade II listed property in Central London. Taken over 18 months, the borrower will have time to complete light refurbishment prior to resale.
The second deal was a £3.86m facility for a British Virgin Islands-based SPV secured against a five-bedroom freehold townhouse in South Kensington and arranged as a 12-month loan to support liquidity requirements.
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Matt Thame, founder and chief executive of Cohort Capital, said: “We’ve built a strong track record by acting quickly, structuring intelligently, and delivering consistency even through market headwinds. This product is an extension of that philosophy and positions us to better serve the £1m-5.5m residential segment while continuing to support larger commercial real estate loans across the £6m-100m range.
“Our capital base, backed by retained equity and robust loan performance, gives us the flexibility to offer some of the most competitive terms in the market.”
Since 2019, Cohort has deployed over £1.2bn across complex bridging, structured, and term finance transactions.
