user.first_name
Menu

Commercial Finance

Together cuts rates by up to 0.2%

Together cuts rates by up to 0.2%
Anna Sagar
Written By:
Posted:
October 30, 2025
Updated:
October 30, 2025

Specialist lender Together has cut selected buy-to-let (BTL), commercial term, first and second charge and consumer BTL deals by up to 0.2%.

The lender’s first charge two-year fixed offering has been cut from 8.15% to 8.05%, while its five-year fixed option is priced at 7.39%, down from 7.59%.

Second charge rates have also lowered, with its two-year fixed rate falling to 8.54% and the five-year fixed coming to 7.9%.

For consumer BTL, two-year fixed rate pricing begins from 7.3% and the five-year fixed rate stands at 7.2%.

Commercial and semi-commercial term rates have also lowered by 0.2% across the board, with five-year fixed commercial term rates starting at 8.24%.

Tanya Elmaz, managing director of intermediary sales at Together, said: “In today’s economic climate, these rate reductions are excellent news for both brokers and their customers. By lowering monthly payments and enhancing affordability, we’re helping more people access the finance they need to achieve their property ambitions.

Sponsored

The new-build energy advantage

Sponsored by Halifax Intermediaries

“The changes allow us to support brokers in placing more cases, and to help customers manage their finances more effectively. Lower monthly repayments go a long way to making mortgages more affordable.”

She continued: “Additionally, improved affordability assessments may increase the amount customers are eligible to borrow, offering greater flexibility in a challenging economic climate.

“It’s part of Together’s ongoing commitment to making property finance more accessible and sustainable for all. We remain committed to supporting our much-valued intermediary partners with competitive products and excellent service, ensuring they can continue to meet the ever-evolving needs of clients.”