The lender said that, combined with its streamlined paperless process, the products would allow it to provide a fast and smooth experience for borrowers and brokers.
The products are available to borrowers in England and Wales, while its existing products continue to remain available across the UK and Northern Ireland.
Debbie Burton (pictured), chief executive of Central Trust, said: “We are very excited to bring these new rates to the market. We have acted on the feedback we’ve received from our broker partners and feel this is very positive news for both second charge brokers and their customers.
“These new rates will continue to help brokers deliver good customer outcomes and help customers manage ongoing cost-of-living challenges, and [this] represents a significant shift in the 2026 lending landscape for Central Trust.”
She added: “We’ve already made significant improvements to the ease of sending a case to us, with automated valuation models (AVMs), Land Registry searches and even the proof of income available automatically on our system for qualifying applications.
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“With no paperwork that needs signing, we really believe this is one of the most streamlined processes in the market, and coupled with these new lower rates, we are expecting these products to be very popular.”
