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Insights into mortgage lender debt to income ratios – Mortgage Broker Tools

When it comes to the question ‘how much can I borrow?’ income is obviously the primary...

  • Aug 28, 2019
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Affordability: ‘A mortgage is as good as its strongest link’ – Star Letter 26/07/2019

Each week Mortgage Solutions and its sister publication Specialist Lending Solutions choos...

  • Jul 26, 2019
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Forty-year terms gain popularity as lenders help borrower affordability – Moneyfacts

Mortgage products with 40-year terms now account for 55 per cent of deals available as len...

  • Jun 25, 2019
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Nationwide to cut mortgage affordability assessment time ‘by at least 24 hours’

Nationwide has pledged to speed up mortgage affordability assessments by at least 24 hours...

  • May 15, 2019
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FCA investigates second charge and subprime lenders for targeting unaffordable borrowers

The Financial Conduct Authority (FCA) is to investigate parts of the second charge and sub...

  • Apr 17, 2019
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FCA will not ‘hang around’ on mortgage prisoners affordability consultation – Bailey

Financial Conduct Authority (FCA) chief executive Andrew Bailey has said there is no reaso...

  • Jan 15, 2019
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Pepper Money enhances criteria for self-employed borrowers

Specialist lender Pepper Money has enhanced its criteria for self-employed borrowers and w...

  • Jun 26, 2018
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Broker firms targeting Open Banking to assess affordability

Mortgage brokerages are pursuing Open Banking connectivity to allow advisers to assess app...

  • May 21, 2018
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Retention and affordability behind Santander’s second SVR – Boulger

The need to improve net lending figures and ease borrower affordability calculations are b...

  • Jan 19, 2018
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Rent payment platform launched to help tenants build credit history

A digital platform has launched which helps renters build their credit history through pay...

  • Jan 17, 2018
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