Tag Result: affordability assessments
Insights into mortgage lender debt to income ratios – Mortgage Broker Tools
When it comes to the question ‘how much can I borrow?’ income is obviously the primary...
Affordability: ‘A mortgage is as good as its strongest link’ – Star Letter 26/07/2019
Each week Mortgage Solutions and its sister publication Specialist Lending Solutions choos...
Forty-year terms gain popularity as lenders help borrower affordability – Moneyfacts
Mortgage products with 40-year terms now account for 55 per cent of deals available as len...
Nationwide to cut mortgage affordability assessment time ‘by at least 24 hours’
Nationwide has pledged to speed up mortgage affordability assessments by at least 24 hours...
FCA investigates second charge and subprime lenders for targeting unaffordable borrowers
The Financial Conduct Authority (FCA) is to investigate parts of the second charge and sub...
FCA will not ‘hang around’ on mortgage prisoners affordability consultation – Bailey
Financial Conduct Authority (FCA) chief executive Andrew Bailey has said there is no reaso...
Pepper Money enhances criteria for self-employed borrowers
Specialist lender Pepper Money has enhanced its criteria for self-employed borrowers and w...
Broker firms targeting Open Banking to assess affordability
Mortgage brokerages are pursuing Open Banking connectivity to allow advisers to assess app...
Retention and affordability behind Santander’s second SVR – Boulger
The need to improve net lending figures and ease borrower affordability calculations are b...
Rent payment platform launched to help tenants build credit history
A digital platform has launched which helps renters build their credit history through pay...
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