Tag Result: affordability assessments
FCA investigates second charge and subprime lenders for targeting unaffordable borrowers
The Financial Conduct Authority (FCA) is to investigate parts of the second charge and sub...
FCA will not ‘hang around’ on mortgage prisoners affordability consultation – Bailey
Financial Conduct Authority (FCA) chief executive Andrew Bailey has said there is no reaso...
Pepper Money enhances criteria for self-employed borrowers
Specialist lender Pepper Money has enhanced its criteria for self-employed borrowers and w...
Broker firms targeting Open Banking to assess affordability
Mortgage brokerages are pursuing Open Banking connectivity to allow advisers to assess app...
Retention and affordability behind Santander’s second SVR – Boulger
The need to improve net lending figures and ease borrower affordability calculations are b...
Rent payment platform launched to help tenants build credit history
A digital platform has launched which helps renters build their credit history through pay...
Newbury BS cuts buy-to-let stress rate
Newbury Building Society has cut its stress rate for buy-to-let mortgage applications.
Budget 2017: Fintech competition launched to develop FTB rent history-mortgage affordability tool
The government has revealed a £2m fund to find a digital tool to help first-time buyer re...
Treasury keen to include rental payments on UK credit profiles
A Treasury minister has pledged the government will raise awareness on services that allow...
Subprime is returning and brokers need to know their role – Edwards
Don’t say it too loudly, but subprime is back.