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Tag Result: affordability assessments

Mortgage lenders with short-term affordability view are warned PRA is watching

Lenders too focussed on affordability in the first five years of the mortgage with loan te...

  • Jul 11, 2017
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Buy-to-let ICR and affordability checks denting broker business

Mortgage Solutions has polled brokers on how Interest Coverage Ratios (ICR) and affordabil...

  • Jun 28, 2017
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FPC closes net on mortgage lenders bending stress test rules

The Bank of England has closed its net on mortgage lenders trying to bend the rules laid o...

  • Jun 27, 2017
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Affordability tool promises brokers wider view of client finances

Money Dashboard's affordability calculator is one of two digital mortgage-related projects...

  • Jun 22, 2017
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Poll: Are ICRs and affordability checks sending your buy-to-let business down the drain?

At a recent debate hosted by Mortgage Solutions, London brokers specialising in buy to let...

  • Jun 19, 2017
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Accord raises LTI and boosts landlord offer

Accord Mortgages is to increase its loan to income (LTI) cap to five times income.

  • Jun 08, 2017
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Equifax launches tools to assess bank accounts and disposable income

Equifax has launched a set of tools to help lenders gain a better understanding of a custo...

  • Jun 07, 2017
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BSA rejects possibility of restricting pension freedom access to older borrowers

Lenders should treat older borrowers in the same way as younger people when underwriting m...

  • May 05, 2017
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FPC affordability test risks ‘adverse effect’ on housing market, says CML president

The Council for Mortgage Lenders (CML) is urging the Bank of England (BoE) to reconsider i...

  • Apr 24, 2017
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A nation of FTBs in need of flexibility

I have plenty of sympathy with Jamie Pogson from Plymouth.

  • Apr 04, 2017
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