Tag Result: affordability stress test
Affordability test withdrawal increased access to mortgage market, says FPC
The withdrawal of the affordability test recommendation (ATR) has resulted in a small incr...
Natwest lowers buy-to-let stress rates; Barclays cuts pricing – round-up
Natwest has reduced the stress rate to test affordability on its buy-to-let mortgages.
Arrears stable but ‘financial stress’ in customers expected to grow, lenders say
The number of customers in arrears has stayed broadly stable over the past few months, but...
TMW resumes 80 per cent LTV lending; affordability criteria updated
The Mortgage Works (TMW) will return to lending at 80 per cent loan to value from 7 June w...
Mortgage arrears to hit 1.5 per cent this year – Fitch
Expected mortgage losses in the UK will increase this year but remain “manageable” wit...
LTI ratio tweaks will become ‘common’ as lenders battle for business – analysis
Brokers have said that more lenders will likely increase their loan to income (LTI) multip...
TSB to raise resi affordability stress rate to eight per cent
TSB will increase its residential affordability stress test to eight per cent, citing expe...
FCA chief executive says lenders should provide timeline for product returns – report
The Financial Conduct Authority’s (FCA) chief executive Nikhil Rathi (pictured) said tha...
Landlords should wait for fixed rate deals to return as product choice dwindles, brokers say
Brokers are recommending that their landlord clients “hold fire” until fixed buy-to-le...
The government’s mortgage market review is nothing to fear – Bamford
In times gone by, when a government-initiated review into the mortgage market was announce...