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Poll: Has the removal of the affordability stress test impacted the mortgage market?

Affordability has become increasingly challenged in recent years, with many in the mortgag...

  • Jun 17, 2024
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Gen H adjusts stress testing to boost affordability

Gen H has made changes to its residential stress rates to help make its options more affor...

  • May 20, 2024
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Landbay lowers stress testing across like-for-like remortgages

Buy-to-let (BTL) lender Landbay has reduced the stress testing requirement across its like...

  • May 13, 2024
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Affordability test withdrawal increased access to mortgage market, says FPC

The withdrawal of the affordability test recommendation (ATR) has resulted in a small incr...

  • Dec 06, 2023
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Natwest lowers buy-to-let stress rates; Barclays cuts pricing – round-up

Natwest has reduced the stress rate to test affordability on its buy-to-let mortgages.

  • Aug 29, 2023
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Arrears stable but ‘financial stress’ in customers expected to grow, lenders say

The number of customers in arrears has stayed broadly stable over the past few months, but...

  • Jul 12, 2023
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TMW resumes 80 per cent LTV lending; affordability criteria updated

The Mortgage Works (TMW) will return to lending at 80 per cent loan to value from 7 June w...

  • Jun 06, 2023
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Mortgage arrears to hit 1.5 per cent this year – Fitch

Expected mortgage losses in the UK will increase this year but remain “manageable” wit...

  • Mar 08, 2023
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LTI ratio tweaks will become ‘common’ as lenders battle for business – analysis

Brokers have said that more lenders will likely increase their loan to income (LTI) multip...

  • Feb 27, 2023
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