Tag Result: mortgage affordability

Consultations and cost of living; the opposing forces on affordability – Toumadj
The Bank of England (BoE) has just wrapped up its consultation on removing its three per c...

Lenders reduce loan sizes as cost of living squeezes affordability, report brokers
Lenders are restricting mortgage loan sizes as the cost of living surges, brokers have rep...

Santander adjusts affordability and raises stress rates as cost of living rises
Santander is updating its affordability models as households experience a surge in the cos...

Keep affordability assessments but relax them to suit individual circumstances – analysis
Mortgage brokers on the whole see the need for lender affordability tests to remain, but b...

Brokers end up with unexpected lender after using affordability tools – MBT
Looking at affordability before using traditional sourcing tools means brokers are likely ...

Halifax increases disability allowance and PIP income criteria
Halifax has increased the amount of Disability Living Allowance (DLA) and Personal Indepen...

HSBC considers tightening mortgage affordability – reports
HSBC is reportedly considering tightening its mortgage affordability criteria which could ...

Affordability trends to be aware of this year – Toumadj
The continued rise of property prices means that securing the largest affordable loan avai...

It’s difficult to see the advantages of relaxed mortgage affordability – Hunt
No sooner had our new Secretary of State for Levelling Up, Housing and Communities, Michae...

Barclays ups income multiples at 85 per cent LTV
Barclays has added enhanced income multiples of 5.5 times earnings to its 85 per cent loan...