The boosted income multiple will be available to customers in selected professions, such as solicitors, doctors and architects.
Other borrowers earning £70,000 or more will also be able to borrow up to five times their income across Metro Bank’s core residential range.
The lender has lowered the stress test on two-year fixed rate products to improve affordability and enable customers to borrow larger loans.
Charles Morley, director of mortgage distribution at Metro Bank, said: “As a specialist lender, we work hard to ensure our product range meets the needs of borrowers today. We know that affordability is often the first barrier people face when looking to take that first or next step on the property ladder.
“This is why we have focused on widening access across our residential range, ensuring that our products continue to resonate with our customers while maintaining our commitment to responsible lending.”
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Metro Bank has been updating its proposition over the last year, including the relaunch of its near prime range and the introduction of products for house in multiple occupation (HMO) and multi-unit freehold block (MUFB) properties.
