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Less is more: regulation and reform for the mortgage market – Davies

It will certainly be nothing new for readers of this article to hear that the rate of home...

  • Aug 15, 2022
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Nationwide raises LTI cap for existing borrowers

Nationwide will lend up to 5.5x loan to income (LTI) for certain categories of mortgages....

  • Aug 12, 2022
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Even joins Twenty7Tec platform

Mortgage technology provider Twenty7Tec has added equity loan provider Even to its platfor...

  • Aug 11, 2022
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Santander’s gross mortgage lending reaches £18.9bn in H1

Santander has reported a gross mortgage lending figure of £18.9bn in the six months to Ju...

  • Jul 28, 2022
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StrideUp eyes first-time buyer affordability woes with shared ownership product

Home finance company StrideUp has launched a shared ownership mortgage which offers up to ...

  • Jun 20, 2022
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FPC to withdraw mortgage affordability stress test from August

The Financial Policy Committee (FPC) has confirmed that the affordability stress test for ...

  • Jun 20, 2022
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Consultations and cost of living; the opposing forces on affordability – Toumadj

The Bank of England (BoE) has just wrapped up its consultation on removing its three per c...

  • May 13, 2022
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Nationwide ups LTI to 6.5 on like-for-like remortgages

Nationwide Building Society has increased its maximum loan to income (LTI) limit to 6.5 ti...

  • May 12, 2022
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Halifax increases loan to income caps for high LTVs

Halifax has increased the loan to income (LTI) cap for borrowers taking out 85 to 90 per c...

  • Apr 06, 2022
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Atom Bank increases LTI for mid to high earners and reduces rates

Atom Bank has increased the maximum loan to income (LTI) ratio from 4.75 to 5.5 for applic...

  • Feb 23, 2022
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