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Tag Result: loan to income (LTI)

Halifax tweaks loan to income caps

Halifax has made changes to its loan to income (LTI) caps as part of changes to its afford...

  • Jan 10, 2023
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TSB halts 90 per cent LTV new build lending and amends criteria

TSB has reduced its new build lending limit from 90 per cent loan to value (LTV) to 85 per...

  • Dec 12, 2022
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Principality BS releases mortgage for newly qualified professionals with improved income cap

Principality Building Society has launched a mortgage for newly qualified professionals wi...

  • Sep 07, 2022
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StrideUp eyes first-time buyer affordability woes with shared ownership product

Home finance company StrideUp has launched a shared ownership mortgage which offers up to ...

  • Jun 20, 2022
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FPC to withdraw mortgage affordability stress test from August

The Financial Policy Committee (FPC) has confirmed that the affordability stress test for ...

  • Jun 20, 2022
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Consultations and cost of living; the opposing forces on affordability – Toumadj

The Bank of England (BoE) has just wrapped up its consultation on removing its three per c...

  • May 13, 2022
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Nationwide ups LTI to 6.5 on like-for-like remortgages

Nationwide Building Society has increased its maximum loan to income (LTI) limit to 6.5 ti...

  • May 12, 2022
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Halifax increases loan to income caps for high LTVs

Halifax has increased the loan to income (LTI) cap for borrowers taking out 85 to 90 per c...

  • Apr 06, 2022
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Atom Bank increases LTI for mid to high earners and reduces rates

Atom Bank has increased the maximum loan to income (LTI) ratio from 4.75 to 5.5 for applic...

  • Feb 23, 2022
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Habito ups long-term fixed income cap for select borrowers

Habito has changed the lending criteria of its long-term fixed rate product, Habito One, s...

  • Jan 04, 2022
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