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Tag Result: Loan to Income (LTI) ratio

When mortgage affordability is king, fixating on income multiples is not essential – Pepper

There was a slight annual increase in the average income multiple for both first-time buye...

  • Mar 26, 2019
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TSLE2019: LTI is an ‘appalling’ and ‘barbaric way’ to regulate lending – McDowell

The use of loan to income (LTI) ratios to monitor lending levels is “completely out of d...

  • Feb 14, 2019
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Mortgage market rebounds but loan to incomes increasingly stretched – UK Finance

Completions for first-time buyers, homemovers, residential remortgaging and buy-to-let rem...

  • Jul 12, 2018
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Cambridge Building Society raises loan to income limits

The Cambridge Building Society has announced that it will accept residential lending appli...

  • Feb 14, 2018
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Scottish Widows Bank overhauls income multiples

Scottish Widows Bank is increasing lending income multipliers for higher earners but decre...

  • Feb 02, 2018
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Shawbrook tightens stress rate and lending criteria

Shawbrook Bank has tightened its lending criteria on both first and second charge mortgage...

  • Nov 06, 2017
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First-time buyers resilient despite collapse of house building and high LTV deals – UK Finance

UK Finance's research noted that first-time buyers in the UK and Ireland are still sufferi...

  • Sep 22, 2017
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BTL slumps to four-year low as higher LTI lending drives mortgage market – FCA

Mortgage lending between April and June was up 3.8% on the previous quarter and 8.1% on th...

  • Sep 12, 2017
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House purchases reduce market share as rates and LTVs slip – BoE

New residential mortgage activity continues to fall, along with mortgage rates and loan-to...

  • Jun 13, 2017
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Accord raises LTI and boosts landlord offer

Accord Mortgages is to increase its loan to income (LTI) cap to five times income.

  • Jun 08, 2017
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