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NatWest cuts maximum LTI for self-employed borrowers

NatWest has cut the maximum loan to income (LTI) amount which it will allow for self-emplo...

  • Sep 04, 2020
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‘Barclays probably had to choose between breaching lending limits and TCF policy’ – Star Letter 04/09/2020

Each week Mortgage Solutions and its sister title Specialist Lending Solutions select the ...

  • Sep 04, 2020
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Barclays cuts LTI for all cases not at offer

Barclays has cut its loan to income (LTI) for all residential cases that have not yet gone...

  • Sep 04, 2020
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Lenders reserve higher loan to income mortgages for wealthy customers – FCA

Lenders are limiting high loan to income (LTI) mortgages to wealthier borrowers, a study f...

  • Feb 17, 2020
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Aldermore increases max term and loan to income

Aldermore has made a host of changes to its lending criteria on its residential mortgage r...

  • Apr 24, 2019
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When mortgage affordability is king, fixating on income multiples is not essential – Pepper

There was a slight annual increase in the average income multiple for both first-time buye...

  • Mar 26, 2019
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TSLE2019: LTI is an ‘appalling’ and ‘barbaric way’ to regulate lending – McDowell

The use of loan to income (LTI) ratios to monitor lending levels is “completely out of d...

  • Feb 14, 2019
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Mortgage market rebounds but loan to incomes increasingly stretched – UK Finance

Completions for first-time buyers, homemovers, residential remortgaging and buy-to-let rem...

  • Jul 12, 2018
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Cambridge Building Society raises loan to income limits

The Cambridge Building Society has announced that it will accept residential lending appli...

  • Feb 14, 2018
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Scottish Widows Bank overhauls income multiples

Scottish Widows Bank is increasing lending income multipliers for higher earners but decre...

  • Feb 02, 2018
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