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Lenders reserve higher loan to income mortgages for wealthy customers – FCA

Lenders are limiting high loan to income (LTI) mortgages to wealthier borrowers, a study f...

  • Feb 17, 2020
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Being IT meltdown-ready is this year’s regulatory must – Harpenden

Proving to your supply chain and the regulators that your business can operate seamlessly ...

  • Jan 06, 2020
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FCA’s review into equity release market needed ‒ analysis

After the Financial Conduct Authority (FCA) confirmed it was looking at the equity release...

  • Dec 11, 2019
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Fraudsters target Paragon Bank in latest clone attack

Paragon is the latest specialist lender to be targeted by fraudsters who clone real websit...

  • Dec 09, 2019
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Regulators open dialogue on advisers’ readiness for unforeseen shocks – Harpenden

The Bank of England, Prudential Regulation Authority and Financial Conduct Authority issue...

  • Nov 13, 2019
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Criteria churn is positive, but watch out for the regulator – analysis

The mortgage market has witnessed a huge volume of criteria tweaks and product updates in ...

  • Sep 26, 2019
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FCA urged to start recording calls with supervised firms

The regulator should look into recording calls it has with firms that fall under its super...

  • Aug 07, 2019
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FOS proposes smaller firms paying more in post-PPI world

The Financial Ombudsman Service (FOS) has proposed changes to its funding model that could...

  • Jul 03, 2019
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Mortgage brokers set for four per cent FCA fee hike

Mortgage brokers are set to see their regulatory fees increase by more than any other type...

  • Jul 01, 2019
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FCA must help push development of ‘intergenerational mortgages’ – House of Lords

The regulator has a “key role to play” in pushing lenders to offer more innovative pro...

  • Apr 25, 2019
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