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Lenders must offer 95% LTVs on new build homes without Help To Buy – Phillips

With Help to Buy definitely ending in 2023, we should be making plans now for how to cope ...

  • Dec 05, 2018
  • 0

Brexit is stalling the housing market, it’s time to abolish stamp duty – Phillips

We know the housing market is struggling. Figures released last month from UK Finance show...

  • Sep 12, 2018
  • 1

Cutting stamp duty for downsizers would boost second-steppers’ prospects – Phillips

There is always a lot in the press about the problems first-time buyers are facing when tr...

  • Jul 30, 2018
  • 0

Now the FCA is worried about robo-advice too – Phillips

For some time I have been warning about the potential dangers of the industry becoming mor...

  • Jun 13, 2018
  • 2

FCA expects technology to cut adviser numbers but we must tread carefully – Phillips

The Financial Conduct Authority (FCA) released its Sector Views 2018 paper this month, whe...

  • Apr 30, 2018
  • 0

Robo-advice may offer a good mortgage deal, but what about protection? – Phillips

Hybrid technology is now in almost every facet of our lives. We shop online, we book hotel...

  • Mar 27, 2018
  • 1

Just Mortgages completion volumes rise 40% with further expansion planned

Brokerage Just Mortgages has reported a record year with gross mortgage completed volumes ...

  • Mar 27, 2018
  • 0

‘There’s no reason to turn down business because someone thinks they can’t afford protection’

Last week John Phillips of Just Mortgages questioned whether brokers should refuse to proc...

  • Mar 09, 2018
  • 0

Should brokers refuse to proceed with a mortgage if the client cannot afford protection?

Around 14.5m adults have a mortgage but only half have protection, which means there are m...

  • Feb 27, 2018
  • 2

First-time buyers reach decade-high but signs of ‘subdued’ market – UK Finance

First-time buyers (FTBs) reached 365,000 in 2017- the highest number since 2006, UK Financ...

  • Feb 13, 2018
  • 0

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