Tag Result: Loan to Income (LTI) ratio
Aldermore increases max term and loan to income
Aldermore has made a host of changes to its lending criteria on its residential mortgage r...
When mortgage affordability is king, fixating on income multiples is not essential – Pepper
There was a slight annual increase in the average income multiple for both first-time buye...
TSLE2019: LTI is an ‘appalling’ and ‘barbaric way’ to regulate lending – McDowell
The use of loan to income (LTI) ratios to monitor lending levels is “completely out of d...
Mortgage market rebounds but loan to incomes increasingly stretched – UK Finance
Completions for first-time buyers, homemovers, residential remortgaging and buy-to-let rem...
Cambridge Building Society raises loan to income limits
The Cambridge Building Society has announced that it will accept residential lending appli...
Scottish Widows Bank overhauls income multiples
Scottish Widows Bank is increasing lending income multipliers for higher earners but decre...
Shawbrook tightens stress rate and lending criteria
Shawbrook Bank has tightened its lending criteria on both first and second charge mortgage...
First-time buyers resilient despite collapse of house building and high LTV deals – UK Finance
UK Finance's research noted that first-time buyers in the UK and Ireland are still sufferi...
BTL slumps to four-year low as higher LTI lending drives mortgage market – FCA
Mortgage lending between April and June was up 3.8% on the previous quarter and 8.1% on th...
House purchases reduce market share as rates and LTVs slip – BoE
New residential mortgage activity continues to fall, along with mortgage rates and loan-to...