You are here: Home - Posts tagged 'income multiple'

Tag Result: income multiple

Barclays revises income multiple policy

Barclays Bank has updated its income multiples policy for residential lending.

  • Jun 29, 2017
  • 0

First-time buyer lending resilient across UK in Q3 – CML

Lending to first-time buyers remained resilient in quarter three across the country as the...

  • Nov 23, 2016
  • 0

Nationwide to lower income multiple cap

Nationwide will make changes to its maximum income multiple for borrowers applying for a m...

  • May 26, 2016
  • 0

Increasing new-build supply poses affordability risk for homes

Growth in the supply of new-build homes could make mortgage payments more expensive for bo...

  • Apr 06, 2016
  • 0

Santander lowers LTI cap for borrowing over 80% LTV

Santander has reduced its loan-to-income (LTI) cap for residential customers looking to bo...

  • Jan 08, 2016
  • 0

Halifax stops lending on homes under £40,000 and lowers income multiples

Halifax Intermediaries has terminated applications on properties where the purchase price ...

  • Nov 23, 2015
  • 0

Barclays relaxes income multiples for Premier borrowers

Barclays has relaxed its maximum income multiple calculations for borrowers which meet its...

  • Nov 19, 2015
  • 0

Santander sets minimum income levels on interest-only mortgages

Santander has introduced a minimum income requirement for residential borrowers requesting...

  • Nov 18, 2015
  • 0

Barclays boosts loan-to-income criteria

Barclays has made changes to its loan-to-income criteria by lowering the minimum loan amou...

  • Jun 30, 2015
  • 0

TSB imposes blanket 4.5x LTI cap

TSB has introduced a loan-to-income (LTI) cap of 4.5 times income across all of its mortga...

  • Feb 25, 2015
  • 0

You may also be interested in

Business Skills

In this section, we offer short ‘how to’ guides on harder to crack areas of business. From social media, to regulation or niche product areas, we cover it all.


Our journalists interview key industry entrepreneurs, strategists and commentators for day-to-day market insight and a strategic view of where the industry is heading. We offer lessons for success and explore the opportunities for your business

Success in Practice

Here, we share case studies fleshing out best practice to help you decide what could work for your business. Take a look at how others approached complex tasks like launching a new mortgage lender, advising on a new product area or deciding to specialise in another. Learn from others mistakes and triumphs.


Each week, we ask top mortgage and property commentators with a unique perspective to examine a key news headline, market move or regulatory or political issue.


Vote in our weekly poll here. It’s your chance to tell us what you think and be heard on the top news stories of the week. Review our archive to find out what your industry really thinks and all our coverage of the results.

Top Comments

Be part of the conversation on Mortgage Solutions. We want to hear from you. We have a tool called Disqus to tell us which stories get the most comments each week. Every Friday, the team picks the most thoughtful or opinionated contributions from our readers to enjoy again. Don’t forget to share your favourite stories from the site on social media to keep the conversation going.