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HSBC raises income multiple to 5.5 for high-earning borrowers

HSBC has increased the loan to income multiple to 5.5 for borrowers earning £100,000 or m...

  • Sep 21, 2021
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Tipton and Cosley BS raises 95 per cent LTI

Tipton & Coseley Building Society has amended affordability criteria on its 95 per cen...

  • Jun 15, 2021
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Metro Bank ups income multiple for high earners and widens 95 per cent LTV scope

Metro Bank has increased income multiples for its professional and high earner borrowers t...

  • May 14, 2021
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Coventry BS increases LTIs for high LTVs and updates bonus policy

Coventry Building Society has amended its income multiples for loan to values (LTVs) above...

  • May 13, 2021
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Top 10 most read mortgage broker stories this week – 23/04/2021

This week's news was dominated by lender criteria changes such as Nationwide accepting add...

  • Apr 23, 2021
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Low deposit borrowers still up to £175k short of average property prices

Rising property prices and tightened affordability may leave borrowers on an average salar...

  • Apr 21, 2021
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Loan to income changes could shut first-time buyers out of 95 per cent market – analysis

The recent tightening of loan to income (LTI) multiples on high loan to value (LTV) produc...

  • Mar 11, 2021
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First-time landlord interest holds for tenth consecutive month – Knowledge Bank

First-time landlords have topped the most searched-for criteria in the Knowlege Bank Track...

  • Mar 09, 2021
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Clydesdale Bank and Skipton BS introduce LTI caps

Clydesdale Bank has capped its maximum loan to income (LTI) to 4.49x for self-employed app...

  • Mar 02, 2021
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NatWest and Halifax cut rates; Platform caps maximum LTI – round-up

NatWest has cut rates on a series of products for new and existing customers effective fro...

  • Mar 01, 2021
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