Tag Result: Rory Joseph
Prepare to pivot (and pivot again) in an ever-changing rate environment – JLM
Just prior to the end of 2023 there was a spate of positive news that, in our view, should...
Incentivised execution-only mortgages look odd under the Consumer Duty glare – JLM
Over the years, the intermediary sector has often fought a running battle with lenders on ...
How do you solve a problem like product transfer proc fees? – JLM
Product transfers (PTs) continue to rise in number and that should set the alarm bells rin...
Fees are out of hand in buy-to-let – JLM
We are now into the second month of the year, and while January took a little while to get...
‘And so this is Christmas…now what do we want for the new year?’ – JLM
Let’s all admit this is a ‘downtime’ period for the mortgage market after an incredi...
Stop punishing existing borrowers – JLM
As the new Chancellor, Jeremy Hunt, was giving his prepared speech on Monday morning - eff...
Government needs to intervene in resi mortgage market ASAP – JLM
It’s certainly no hyperbole to suggest we have a mortgage lending crisis right now, with...
Surveyors should stick to today’s reality not future caution – JLM
Perception is everything and right now, given the barrage of negative news we are all seei...
Affordability uncertainties are a mortgage advice boon – JLM
I think it would be fair to say that every adviser is seeing affordability issues impactin...
The supply focus has to be on family homes – JLM
The family home. It sounds such a simple thing but the notion of ‘the family home’ is ...