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Prepare to pivot (and pivot again) in an ever-changing rate environment – JLM

Just prior to the end of 2023 there was a spate of positive news that, in our view, should...

  • Jan 12, 2024
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Brokers call for alignment in PT proc fees as purchase market wanes

Brokers have called for procuration fees for product transfers to rise and be more in-line...

  • Aug 07, 2023
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Incentivised execution-only mortgages look odd under the Consumer Duty glare – JLM

Over the years, the intermediary sector has often fought a running battle with lenders on ...

  • May 26, 2023
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How do you solve a problem like product transfer proc fees? – JLM

Product transfers (PTs) continue to rise in number and that should set the alarm bells rin...

  • Apr 03, 2023
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Fees are out of hand in buy-to-let – JLM

We are now into the second month of the year, and while January took a little while to get...

  • Feb 10, 2023
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‘And so this is Christmas…now what do we want for the new year?’ – JLM

Let’s all admit this is a ‘downtime’ period for the mortgage market after an incredi...

  • Dec 23, 2022
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Stop punishing existing borrowers – JLM

As the new Chancellor, Jeremy Hunt, was giving his prepared speech on Monday morning - eff...

  • Oct 19, 2022
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Buy-to-let mortgage rates and fees spike favouring equity rich investors

Buy-to-let mortgages are now so expensive that only landlords with at least 50 per cent eq...

  • Oct 05, 2022
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Government needs to intervene in resi mortgage market ASAP – JLM

It’s certainly no hyperbole to suggest we have a mortgage lending crisis right now, with...

  • Sep 30, 2022
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Surveyors should stick to today’s reality not future caution – JLM

Perception is everything and right now, given the barrage of negative news we are all seei...

  • Jul 11, 2022
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