Tag Result: Sebastian Murphy
Prepare to pivot (and pivot again) in an ever-changing rate environment – JLM
Just prior to the end of 2023 there was a spate of positive news that, in our view, should...
Brokers call for alignment in PT proc fees as purchase market wanes
Brokers have called for procuration fees for product transfers to rise and be more in-line...
Incentivised execution-only mortgages look odd under the Consumer Duty glare – JLM
Over the years, the intermediary sector has often fought a running battle with lenders on ...
How do you solve a problem like product transfer proc fees? – JLM
Product transfers (PTs) continue to rise in number and that should set the alarm bells rin...
Fees are out of hand in buy-to-let – JLM
We are now into the second month of the year, and while January took a little while to get...
‘And so this is Christmas…now what do we want for the new year?’ – JLM
Let’s all admit this is a ‘downtime’ period for the mortgage market after an incredi...
Stop punishing existing borrowers – JLM
As the new Chancellor, Jeremy Hunt, was giving his prepared speech on Monday morning - eff...
Buy-to-let mortgage rates and fees spike favouring equity rich investors
Buy-to-let mortgages are now so expensive that only landlords with at least 50 per cent eq...
Government needs to intervene in resi mortgage market ASAP – JLM
It’s certainly no hyperbole to suggest we have a mortgage lending crisis right now, with...
Surveyors should stick to today’s reality not future caution – JLM
Perception is everything and right now, given the barrage of negative news we are all seei...