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Star Letter Extra 06/09/13

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  • 06/09/2013
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Star Letter Extra 06/09/13
Each Friday, Mortgage Solutions takes a look back at the best reader comments on the website.

Adviser trade body welcomes adviser consumer credit licence rebate

It’s not enough really I have to buy a new licence this month for a new firm £1425 then I have to go register with the FCA and pay another fee – why can’t I just do it once with either one of them and pay once not both of them.

Exploited IFA

MPs announce review into RDR

Why should we trust MPs? When I wrote to my MP Ben Wallace he simply said he was following the party line and dismissed my plea for help out of hand.

Spike

Warning mansion tax will hit 775,000 homes

I’m struggling to see why this is such a big problem. It is more than high time that we capped the unlimited tax-free gains available to those (usually wealthy and/or non-domiciled) who can afford to buy homes in a few favoured postcodes in central London.

No such tax privileges exist in the Manhattan housing market (or indeed for any other form of investment) and yet civilisation as we know it has not come to an end. I would much rather see capital gains on main residences taxed properly (including for non-residents as is the case elsewhere in the world). But if that is not possible, then the so-called “mansion tax” will have to do.

Commentator

Ex-Co-op Bank chief’s evidence triggers Britannia loans row

If Co-op financial services were a true co-operative they would never have pulled out of Home service. Since then profits have plummeted and loads of jobs have been lost.

My opinion is that it has been run badly as a company and is not a co-operative because no one at all has benefited from recent changes!

Spike

MPs announce review into RDR

This sounds good, can only help the industry, at least it looks like someone is taking note, that the public are being massively disadvantaged with regards to affordable advice. Shame really that the FSA now the FCA did not follow their own guidance, on making and keeping advice available and affordable to the majority of the public as their main script says!

Barry

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