Each week Mortgage Solutions and its sister title, Specialist Lending Solutions, pick the top comments from our readers.
This week the comments come in response to our Star Letter last week in which the user Sox said they were cautious to recommend five-year fixed rates.
This week Robert said: “They make a very good point. To fix for five years means you believe that the alternative overall would have been more expensive for the majority of that period, taking into account possibly two or more product fees for two and three-year fixed rates.
“In my sector of the market, limited company and houses in multiple occupation (HMO) buy to let, I could get 3.1 per cent for a five-year fix, but now that is significantly over four per cent for most five-year fixed so I am not so sure [I would recommend them].”
Spinmeister added: “Agree completely with Sox. Have stopped recommending five-year fixes about three weeks ago.”
Anna is currently the deputy editor for Mortgage Solutions and editor for Specialist Lending Solutions. She has worked as a journalist since 2019, having secured her Gold Standard NCTJ diploma from News Associates in a fast-track six-month course.
She started her career as a report at specialist publication The Insurance Insider covering a wide range of areas before joining Mortgage Solutions and Specialist Lending Solutions in 2021.
In her role, she helps put together and structure the news agenda for the day and writes up press releases, reports, interviews, analyses and exclusives across both titles. She also commissions blogs for Specialist Lending Solutions and hosts online masterclasses and in-person events across the business.
She has been shortlisted for three journalism awards, which include BIBA Journalist and Media Awards Scoop of Year Award in 2020, Headline Money Mortgage Journalist of the Year Award (B2B) in 2022 and 2023.
Prior to being a journalist, Anna worked in ecommerce across Snow + Rock, Cycle Surgery and Runners Need websites, and before that worked at specialist financial PR firm Rostrum.
In her spare time, Anna enjoys reading, seeing live music, and cooking for friends and family. When she gets a chance, she also enjoys hiking, skiing and indoor rock climbing.