Conference
The Buy to Let Event 2026
The Buy to Let Event is specifically tailored to keep you up to speed with the changing market and help you maintain and improve valuable business relationships. The free-to-attend half-day conference brings together a raft of expert buy-to-let lenders and adviser delegates to discuss the key issues impacting the market.
This event is open to mortgage intermediaries only. (This includes brokers, mortgage advisers, and IFAs). Attendees should be actively delivering mortgage or protection advice.
Should you not qualify as one of these job functions, your attendance will be at the discretion of the event organisers.
Email david.adjei@ae3media.co.uk if you are interested in attending our 2026 event.
22/04/2026
Registration
Networking breakfast with exhibitors
Welcome from Mortgage Solutions
09.35 – 09.55
The shifting dynamics of the landlord and tenant community
- How have recent market, regulatory and sustainability changes reshaped the buy-to-let landscape and the pressures currently facing landlords?
- The characteristics and evolving needs of today’s landlords and an examination of how portfolio landlords are adapting their strategies to remain competitive and sustainable
- The profile and expectations of today’s tenants and what renters are likely to seek from homes and services in the future
Mark Long, managing director, Pegasus Insight
09.55 – 10.15
The UK Buy-to-Let market in 2026 – opportunities for advisers
- Interest rates, rental demand and housing supply – implications for buy-to-let advice
- Portfolio restructuring, refinancing trends and areas of lender support
- The Renters’ Rights Bill and EPC reform – practical considerations for brokers and their clients
10.15 – 11.20
Roundtable discussions
The roundtable discussions, hosted by our event sponsors, will offer advisers the opportunity to hear directly from lenders and providers on the latest developments shaping the buy-to-let market, from emerging trends and regulatory changes to innovative products and evolving customer needs.
Networking break
11.50 – 12.55
Roundtable discussions
The roundtable discussions, hosted by our event sponsors, will offer advisers the opportunity to hear directly from lenders and providers on the latest developments shaping the buy-to-let market, from emerging trends and regulatory changes to innovative products and evolving customer needs.
Change over time for plenary speakers
13.00 – 13.30
Mastering the modern buy-to-let sector: regulation, affordability and market changes
- Regulation & property standards: what the Renters’ Rights Bill and EPC changes mean day-to-day for landlords – and how brokers should advise
- Affordability & product shifts: how stress testing, rental coverage, ownership structure and lender criteria are changing BTL lending now and over the next 12 months
- How brokers can use technology and smarter sourcing to handle complexity, improve efficiency and win business in a tougher BTL market
Leigh Church, head of BM Solutions, Lloyds Banking Group
Steve Cox, chief commercial officer, Fleet Mortgages
Closing remarks
Lunch and networking with exhibitors
Close of conference
23/04/2026
Registration
Networking breakfast with exhibitors
Welcome from Mortgage Solutions
09.35 – 09.55
The shifting dynamics of the landlord and tenant community
- How have recent market, regulatory and sustainability changes reshaped the buy-to-let landscape and the pressures currently facing landlords?
- The characteristics and evolving needs of today’s landlords and an examination of how portfolio landlords are adapting their strategies to remain competitive and sustainable
- The profile and expectations of today’s tenants and what renters are likely to seek from homes and services in the future
Mark Long, managing director, Pegasus Insight
09.55 – 10.15
The UK Buy-to-Let market in 2026 – opportunities for advisers
- Interest rates, rental demand and housing supply – implications for buy-to-let advice
- Portfolio restructuring, refinancing trends and areas of lender support
- The Renters’ Rights Bill and EPC reform – practical considerations for brokers and their clients
10.15 – 11.20
Roundtable discussions
The roundtable discussions, hosted by our event sponsors, will offer advisers the opportunity to hear directly from lenders and providers on the latest developments shaping the buy-to-let market, from emerging trends and regulatory changes to innovative products and evolving customer needs.
Networking break
11.50 – 12.55
Roundtable discussions
The roundtable discussions, hosted by our event sponsors, will offer advisers the opportunity to hear directly from lenders and providers on the latest developments shaping the buy-to-let market, from emerging trends and regulatory changes to innovative products and evolving customer needs.
Change over time for plenary speakers
13.00 – 13.30
Mastering the modern buy-to-let sector: regulation, affordability and market changes
- Regulation & property standards: what the Renters’ Rights Bill and EPC changes mean day-to-day for landlords – and how brokers should advise
- Affordability & product shifts: how stress testing, rental coverage, ownership structure and lender criteria are changing BTL lending now and over the next 12 months
- How brokers can use technology and smarter sourcing to handle complexity, improve efficiency and win business in a tougher BTL market
Leigh Church, head of BM Solutions, Lloyds Banking Group
Steve Cox, chief commercial officer, Fleet Mortgages
Closing remarks
Lunch and networking with exhibitors
Close of conference
29/04/2026
Hinckley Island Hotel, Hinckley
Registration
Networking breakfast with exhibitors
Welcome from Mortgage Solutions
09.35 – 09.55
The shifting dynamics of the landlord and tenant community
- How have recent market, regulatory and sustainability changes reshaped the buy-to-let landscape and the pressures currently facing landlords?
- The characteristics and evolving needs of today’s landlords and an examination of how portfolio landlords are adapting their strategies to remain competitive and sustainable
- The profile and expectations of today’s tenants and what renters are likely to seek from homes and services in the future
Mark Long, managing director, Pegasus Insight
09.55 – 10.15
The UK Buy-to-Let market in 2026 – opportunities for advisers
- Interest rates, rental demand and housing supply – implications for buy-to-let advice
- Portfolio restructuring, refinancing trends and areas of lender support
- The Renters’ Rights Bill and EPC reform – practical considerations for brokers and their clients
10.15 – 11.20
Roundtable discussions
The roundtable discussions, hosted by our event sponsors, will offer advisers the opportunity to hear directly from lenders and providers on the latest developments shaping the buy-to-let market, from emerging trends and regulatory changes to innovative products and evolving customer needs.
Networking break
11.50 – 12.55
Roundtable discussions
The roundtable discussions, hosted by our event sponsors, will offer advisers the opportunity to hear directly from lenders and providers on the latest developments shaping the buy-to-let market, from emerging trends and regulatory changes to innovative products and evolving customer needs.
Change over time for plenary speakers
13.00 – 13.30
Mastering the modern buy-to-let sector: regulation, affordability and market changes
- Regulation & property standards: what the Renters’ Rights Bill and EPC changes mean day-to-day for landlords – and how brokers should advise
- Affordability & product shifts: how stress testing, rental coverage, ownership structure and lender criteria are changing BTL lending now and over the next 12 months
- How brokers can use technology and smarter sourcing to handle complexity, improve efficiency and win business in a tougher BTL market
Leigh Church, head of BM Solutions, Lloyds Banking Group
Steve Cox, chief commercial officer, Fleet Mortgages
Closing remarks
Lunch and networking with exhibitors
Close of conference
30/04/2026
Toughsheet Community Stadium, Bolton
Registration
Networking breakfast with exhibitors
Welcome from Mortgage Solutions
09.35 – 09.55
The shifting dynamics of the landlord and tenant community
- How have recent market, regulatory and sustainability changes reshaped the buy-to-let landscape and the pressures currently facing landlords?
- The characteristics and evolving needs of today’s landlords and an examination of how portfolio landlords are adapting their strategies to remain competitive and sustainable
- The profile and expectations of today’s tenants and what renters are likely to seek from homes and services in the future
Mark Long, managing director, Pegasus Insight
09.55 – 10.15
The UK Buy-to-Let market in 2026 – opportunities for advisers
- Interest rates, rental demand and housing supply – implications for buy-to-let advice
- Portfolio restructuring, refinancing trends and areas of lender support
- The Renters’ Rights Bill and EPC reform – practical considerations for brokers and their clients
10.15 – 11.20
Roundtable discussions
The roundtable discussions, hosted by our event sponsors, will offer advisers the opportunity to hear directly from lenders and providers on the latest developments shaping the buy-to-let market, from emerging trends and regulatory changes to innovative products and evolving customer needs.
Networking break
11.50 – 12.55
Roundtable discussions
The roundtable discussions, hosted by our event sponsors, will offer advisers the opportunity to hear directly from lenders and providers on the latest developments shaping the buy-to-let market, from emerging trends and regulatory changes to innovative products and evolving customer needs.
Change over time for plenary speakers
13.00 – 13.30
Mastering the modern buy-to-let sector: regulation, affordability and market changes
- Regulation & property standards: what the Renters’ Rights Bill and EPC changes mean day-to-day for landlords – and how brokers should advise
- Affordability & product shifts: how stress testing, rental coverage, ownership structure and lender criteria are changing BTL lending now and over the next 12 months
- How brokers can use technology and smarter sourcing to handle complexity, improve efficiency and win business in a tougher BTL market
Leigh Church, head of BM Solutions, Lloyds Banking Group
Steve Cox, chief commercial officer, Fleet Mortgages
Closing remarks
Lunch and networking with exhibitors
Close of conference
Aldermore
Website
At Aldermore we know not all clients fit a one-size-fits-all model and require a more specialist approach.
That’s why our experienced team of manual underwriters assess each client’s circumstances on a case-by-case basis, giving us more of an opportunity to help them to find the right mortgage, whatever their circumstances.
Aldermore supports a wide range of people, including first-time buyers with low deposits, the self-employed whose finances aren’t simple and straight forward, homeowners looking for a better remortgage deal, landlords big or small looking to start or grow their property portfolio, and borrowers with less than perfect credit.
BM Solutions
Website
BM Solutions is dedicated to supporting intermediaries. Its competitive products and award-winning service can be accessed through its forward-thinking technology, BM Solutions Online.
The lender aims to support the traditional sector of the buy-to-let market for landlords with small to medium-sized portfolios.
Its team of experienced BDMs has consistently been there to complement its consistent and award-winning five-star service, but BM doesn’t take things for granted. It’s continually refining its products and criteria to suit your needs so that you have everything you need to do business with BM Solutions.
CHL Mortgages
Website
With flexible criteria and a willingness to consider complex cases, CHL Mortgages can support you.
The rental market has seen significant shifts, particularly with landlords diversifying portfolios. This is where CHL Mortgages for Intermediaries shines.
Its flexible criteria and willingness to consider cases other lenders deem too complex gives the lender an edge.
Complex trading structures got you scratching your head? CHL Mortgages accepts any SPV SIC code, so it can consider anything from a traditional limited company right up to landlords purchasing using a trading company.
Non-standard property left you wondering where to turn? The lender will consider most property types including large HMOs, over-adapted HMOs, hybrid MUFBs with HMO elements or studio apartments under 30m2.
CHL Mortgages for Intermediaries has the power to support you.
Coventry for Intermediaries
Website
Coventry’s expert, knowledgeable people are here to give you the clarity, confidence and reassurance you need to deliver for your customers.
Its commitments to you:
- It will give you the information you need when you need it
- It will be proactive and helpful in every conversation
- It will use tech to speed up common sense, but not replace it
- And it will recognise that your clients are your clients.
Its wide range of mortgage products includes:
- Its simple offset, with just one easy-access savings account linked to the mortgage.
- An interest-only product range including fixed rate and offset mortgages.
- First-time buyer-only rates to help your clients get on the property ladder.
- A green offering that supports homeowners and landlords who want to make energy-efficient home improvements.
Its aim is for every part of your professional world to work all together, better.
Darlington Intermediaries
Website
Darlington Intermediaries is an award-winning lender that understands there is no such thing as a simple mortgage application.
It takes a personal, common sense approach to underwriting and flexible lending criteria. The lender’s team of experts is able to discuss your application, explain its mortgage products or answer any other query.
Family Building Society
Website
Family Building Society doesn’t believe in a ‘one size fits all’ approach to lending and will work with you to find mortgage solutions for your clients regardless of their circumstances.
It’s focused on delivering innovative and flexible products to meet the needs of the modern family across all generations and individuals not well served by the mass market.
Why choose Family Building Society?
- Human underwriters – not computers
- Flexible criteria – not just black-and-white cases
- Tailored credit checks – no credit scoring.
It provides solutions for a wide range of customers
- First-time buyers
- Landlords
- Self-employed
- Expats
- Those in and nearing retirement.
Lending into retirement
- No upper age restrictions (max mortgage term may be limited)
- Five-year term to a qualifying 90 year old
- 25 year term to a qualifying 70 year old
- Earned income up to 70 and pension income beyond that
- Rental/investment income evidenced on SA302.
Fleet Mortgages
Website
Launched in 2014, Fleet Mortgages is a specialist intermediary-only lender focused on the buy-to-let market. It offers mortgages to professional landlords, as well as Limited Companies and those seeking finance for Houses in Multiple Occupation (HMOs) and multi-unit blocks.
Fleet Mortgages was acquired by Starling Bank in 2021 when the digital challenger bank became its sole funder. Fleet’s senior management team and staff have a wealth of experience of the UK lending market, particularly within the buy-to-let and specialist sectors.
The business is focused on delivering an excellent service to its intermediary partners and continuously reviews its products and processes to ensure they are current, relevant and reflect ever-changing market needs.
Fleet Mortgages is well-positioned to help its intermediary partners grow their businesses and support their landlord clients with the right solution for their needs and prides itself on making complex buy-to-let simple.
Foundation
Website
Foundation Lending
Foundation Lending is the home of specialist buy-to-let and residential mortgage lending.
With its dedicated sales and underwriting teams, the lender offers support to you throughout all the stages of your clients’ applications. Intermediaries like Foundation’s easy-to-use portal and flexible underwriting. It’s the lender’s aim to be the most trusted lender in the specialist sector.
Residential
- Self-employed, complex/mixed income, complex employment
- First-time buyers
- Low credit score/ credit history
- F1 – F4 credit criteria
- 100% of more income types considered
- Enhanced income multiple for professionals up to six times income and key workers up to 5.5 times income
- Loans up to £3m.
Buy to Let
- UK landlords with F1 – F3 credit criteria, with loans up to £5m on our large loan range
- Portfolio and non-portfolio landlords
- Short-term lets and holiday-let options
- HMOS and large HMOs, MUFBS up to 10 units
- Green buy-to-let mortgages EPC A-C
- Mixed use/semi-commercial properties with combined residential (60%+ of value) and commercial-solutions range.
Kensington Mortgages
Website
Kensington, a subsidiary of Barclays Bank UK, has over 25 years’ experience of providing and servicing specialist mortgages and is the UK’s leading residential specialist mortgage lender. It serves fast-growing segments such as the self-employed, contract workers, multiple income applicants and those who have a small blip on their credit file.
Its range of innovative, award-winning mortgages are powered by its proprietary, in-house, data analytical model Vector, which is embedded into all phases of the mortgage lifecycle. It enables Kensington to assess and manage mortgage credit risk, as well as obtain key insights for product development.
Keystone Property Finance
Website
Keystone Property Finance is a specialist buy-to-let lender for intermediaries.
It lends to landlords borrowing both personally and through a variety of corporate structures, including trading limited companies, SPVs and LLPs.
Keystone has established itself as one of the go-to lenders for brokers with complex landlord clients looking to finance standard buy-to-let properties, as well as higher-yielding properties, such as HMOs and multi-unit freeholds.
Keystone uses a bespoke cloud-based AIP and application system that enables brokers to transact cases quickly and efficiently.
Landbay
Website
Landbay gets buy to let.
You want competitive rates, experts at the end of the line, in-depth market knowledge, fast decisions, and a service that puts you first. With Landbay, that’s exactly what you’ll get.
From straightforward cases to HMOs and complex limited company structures, it makes every case feel simple and stress-free, all powered by its award-winning broker portal.
It also gets what matters beyond mortgages. That’s why it looks after its team, community and impact on the wider world — proudly operating as a 100% carbon-neutral business.
And when it comes to industry recognition, Landbay’s awards and broker reviews speak for themselves.
So, if you’re looking for a buy-to-let lender, don’t just choose someone who does it. Choose someone who gets it.
ModaMortgages
Website
Say hello to smarter, faster simpler buy to let.
From first-time landlords to seasoned investors or portfolio landlords, ModaMortgages has solutions.
Smarter.
One smarter, simpler product range supporting all landlords and property types with £ for £ remortgages assessed at pay rate helping affordability, even on short-term fixed rates.
Faster.
A 100% online application, stripped back to essentials offering speed of service as well as quick, consistent instant DIPs and desktop valuations for remortgages on standard properties that meet eligibility.
Simpler.
All underpinned by clear criteria with simple processes for portfolio landlords, no extra forms, just a few additional questions to fully understand your application.
Nationwide for Intermediaries
Website
Nationwide For Intermediaries is Nationwide’s award-winning intermediary mortgage business. When considering a mortgage for your client, we want Nationwide to be your first choice.
We can help your clients by providing a range of simple, flexible products with transparent fees and five-star service.
Every broker will have access to an expert Business Development Manager, helping them grow their business.
NatWest
Website
NatWest can help you turn possibilities into progress for your clients, whether they’re first-time buyers, movers, landlords or those looking to product transfer or remortgage.
It provides the tools and support you need to raise the bar for them, on its dedicated intermediary website and broker portal.
Its Intermediary Support Team is on hand to support you on the phone or via live chat when you need them, to provide your clients with the very best service. Its business development managers are committed to helping you make your business successful through dedicated support.
Pepper Money
Website
Pepper Money is a broad specialist lender. It exists to help people succeed. Championing individuality and looking for opportunities to say yes, rather than
reasons to say no.
It understands that brokers have a range of different needs, because their customers do, too. These clients may want to take the next step in their homeowning journey. Brokers want to help them, in the most efficient and profitable ways.
Pepper Money is here to help both parties fulfil their ambitions. By offering simple, inclusive products. By having a human approach to decision-making. By being easy to work with. And by providing specialist expertise that can be relied on. After all, when you keep an open mind and listen to people, everyone succeeds.
Rely
Website
A buy to let lending powerhouse, Rely was born to fuel the success of property investors and their brokers through speed, clarity and insight.
Powered by an intuitive technology platform and a team of specialists dedicated to delivering solutions where others fail, its comprehensive offering redefines the lending experience.”
Alongside acclaimed specialist lending brands Precise and InterBay, it’s part of OSB GROUP PLC.
Rely on us to give you the winning edge.
The Brightstar Group
Website
The Brightstar Group comprises Brightstar Financial, Sirius Finance, Solstar Insurance, and The School Fees Company.
Brightstar Financial is the UK’s leading specialist lending distributor, helping brokers grow their businesses by providing the knowledge, expertise and resources needed to diversify into new lending areas. This includes specialist residential, complex buy-to-let, secured loans, commercial finance, and bridging and development finance.
Sirius Finance, launched in 2018, has grown rapidly to become one of the most recognised brands in the property finance sector, operating from its London offices. Sirius provides a client-facing specialist property debt advisory service across commercial, investment, development, and residential transactions.
Solstar Insurance recognises that every individual, family, and business has unique insurance and protection needs. It delivers personalised solutions that provide peace of mind and long-term financial security.
The School Fees Company supports parents in managing the rising cost of private education through practical and innovative financial solutions, from advance fee planning to unlocking property equity.
The Brightstar Group has won more than 145 national awards, including The Sunday Times Best Small Company to Work For in 2019 and 2020, and Investors in People Gold accreditation.
The Mortgage Works
Website
Landlords sit at the heart of the private rental sector.
The Mortgage Works exists to support landlords to operate effectively, easily obtain financial support and understand their responsibilities.
Every broker will have access to an expert Business Development Manager, helping them grow their business.
head of BM Solutions
Chief commercial officer, Fleet Mortgages
Steve has over 30 years’ experience in financial services, having started out as a mortgage broker in the early 1990’s.
He was Head of Commercial Development with Sesame Bankhall Group for 8 years, prior to joining Hodge Lifetime as Business Development Director in 2016.
In 2019 Steve joined Fleet Mortgages as Distribution Director, and was promoted to Chief Commercial Officer in January 2021.
Managing director, Pegasus Insight
Mark is the managing director and founder of Pegasus Insight, a full-service market research business.
He’s been delivering private rented sector and buy-to-let-related research for over 15 years.
During this time, Mark’s clients in the private rented sector include almost all of the major buy-to-let mortgage lenders, Home Office Science, Grainger plc, Rightmove, Crisis, Battersea, SSE, BEIS, the NRLA and a range of other stakeholders.
In 2006, Mark designed and launched ‘Landlords Trends’ – a multi-client survey of private landlord sentiment which has run quarterly without a break since.
Landlord Trends has become the ‘go-to’ source of private rented sector insight from a landlord’s perspective.
Mark is a chartered member of the Market Research Society and has been awarded Research Excellence awards from the Society.