Written By:
Posted:
October 31, 2025
Updated:
October 31, 2025
Santander has reduced selected new business fixed rates for homemovers, including for new build, by up to 0.1%.
All two-year fixed rates for 75%, 85%, 90% and 95% loan to value (LTV) will decrease by up to 0.1%.
Santander will also cut all three-year fixed rates at 75% LTV by around 0.1%.
Five-year fixed rates at 75%, 90% and 95% LTV and selected 85% LTV five-year fixed rates will decrease by up to 0.04%.
The changes will come into effect on 3 November and there are no other changes to its new business range.
To secure rates in its current range, new business applications should be submitted by 10pm on 2 November.
Earlier this week, the bank confirmed it had deferred the publication of its Q3 results as it awaits clarity on the impact of the motor finance compensation scheme.