The data, compiled by the Council of Mortgage Lenders (CML) covers Barclays, HSBC, Lloyds Banking Group, Nationwide Building Society, Santander UK, RBS, and Clydesdale and Yorkshire Bank, who together represent about 72% of the total mortgage market.
The British Bankers’ Association is simultaneously publishing a similar update on lending to small and medium sized enterprises (SMEs) and personal loans.
There are 27 sector postcodes where 2011 census data shows people do live and where participating lenders have mortgages, but aggregate data cannot be reported because it might compromise individuals’ data privacy.
With more than 100 active lenders, the mortgage market is fiercely competitive, and this means that local markets may display different market share characteristics, said the CML.
