The 95% LTV mortgage range includes two and five-year fixed rates at 3.29% and 3.39% respectively.
The full range of 95% LTV mortgages comes with £500 cashback and a free standard valuation for purchases.
Select two and five year fixed rate mortgages over 60-90% LTV are also being cut by 0.05% and come with £250 cashback and a free standard valuation for purchase and remortgage.
Free standard legals are also available for remortgage.
Paul Norcott, head of mortgages and insurance at The Co-operative Bank (pictured), said: “We committed to supporting first-time buyers from the outset in January and we have continued to keep our higher LTV products competitive whilst also launching both Help to Buy and 95% mortgages as the year progressed.
“We’ve had a lot to offer first time buyer clients throughout 2018 and ensured that our broker partners are able to source good value mortgages for those looking to take their first step onto the property ladder.”