This will be available to both joint and individual borrowers applying for discount and fixed rate purchase mortgage products.
The 95 per cent LTV two-year discounted deal has an initial rate of 3.64 per cent. The three-year fixed mortgage is priced at 3.89 per cent.
Both products have a minimum loan size of £150,000 and maximum loan size of £300,000 and come with an arrangement fee of £999.
Jason Newsway, sales and marketing director at the Tipton, said: “These latest criteria changes are designed to help provide more options and flexibility for high loan to value borrowers.
“The Tipton remains committed to supporting borrowers at all stages of their life and this latest affordability change is designed to help those seeking a 95 per cent LTV mortgage.”