The lender is adding exclusive remortgage two-year fixed rates with free valuations and legals between 60% loan to value (LTV) and 80% LTV.

This includes its 60% LTV remortgage with a £995 fee at 4.59% and its fee-saver deal at 4.95%, while at 70% LTV, the £995 fee version is priced at 4.75% and its fee-free version is 5%.

The firm’s deal at 80% LTV with a £995 fee is 5.17% and its fee-saver deal has been cut by 0.14% to 5.55%.

Virgin Money is adding exclusive remortgage five-year fixed rates with free valuations and legals starting from 4.25%.

At 60% LTV, the £995 fee deal is 4.25% and its fee-free version is 4.35%. This goes up to 4.39% for a 70% LTV for the £995 fee version, and the fee-free offer is 4.56%.

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Going up to 80% LTV, its exclusive remortgage deal with a £995 fee is 4.75%, and its no-fee deal will be reduced by 0.11% to 4.86%.

In its remortgage range, the lender’s Fix and Switch rates will be reduced by 0.1%, with rates starting from 4.89%.

Two- and five-year £1m-plus fixed rates with a £1,995 fee at 75% LTV will fall by up to 0.31%, with rates beginning from 4.56%.

Selected remortgage fixed rates with a £995 fee will be reduced by up to 0.23%, with rates starting from 4.32%.

Remortgage fixed rate fee-savers will be decreased by up to 0.2%, with rates beginning from 4.42%.

Within its purchase range, Virgin Money has cut selected Fix and Switch rates by 0.05%, with rates starting from 5.24%.

Purchase exclusive five-year fixed rates with a £995 fee will be lowered by 0.08%, with rates priced from 4.44%.

The lender’s two- and five-year fixed rates with a £1,995 fee at 75% LTV will be reduced by up to 0.3%, with rates beginning from 4.49%.

Selected purchase fixed rates with a £995 fee will be cut by up to 0.1%, with rates starting from 4.29%.

Selected purchase fixed rate fee-savers will be reduced by up to 0.1%, with rates priced from 4.44%.

Selected Own New fixed rates will be reduced by up to 0.1%, with rates starting from 0.84%, while the firm’s Retrofit Boost five-year fixed rates will be lowered by up to 0.1%, with rates beginning from 4.69%.

In its BTL range, Fix and Switch rates will be reduced by 0.1%, with rates starting from 4.94%. Five-year fixed rates with a £2,195 fee will be cut by 0.05% and pricing begins from 4.37%.

Selected BTL fixed rates with a £995 fee will be lowered by up to 0.1%, with rates starting from 4.74%. Fixed rate fee-savers will be reduced by up to 0.06%, with rates starting from 4.91%.

In its product transfer range, selected fixed rates will be decreased by up to 0.1%, with rates starting from 4.27%. Selected BTL fixed rates will be reduced by up to 0.1%, with rates priced from 4.49%.

Virgin Money last lowered rates last week.