In episode two of The Partnership Panel with Newcastle for Intermediaries, panellists discuss the current state of affordability and how older borrowers taking substantial debt into retirement often get overshadowed by first-time buyers when it comes to the affordability debate.
Hosted by freelance journalist Samantha Partington, Francesco Di Pietro, head of intermediary mortgages, and Ben Smith, head of product development, along with their guest Toni Smith, network distribution director at Sesame, discuss whether it’s time shelve the old stress test in favour of a new approach, or if innovation should be treated with caution.
You can catch up on episode one on first-time buyers here.

Instilling mortgage confidence in the growing self-employed population
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Tune in to catch episode three, which is on self-employed lending and coming soon.