In Ultimate Finance’s latest results, the lender reported an increase of 32% in working capital, 27% in asset finance and 9% in bridging finance.
Working capital’s loan book has come to £166m, while it is £136m for asset finance and £95m for bridging finance. The firm said this marked new loan book peaks for all areas of the business.
The report added that new facilities rose 37% on 2024 to reach a new high of £250m. This is split between asset finance and bridging finance at £89m and £72m in working capital.
During 2025, the lender increased its maximum work capital facility size to £10m, added a new commercial property loan as part of its ABL funding package, added a new light touch refurbishment facility and added a digital-first bridging loan built for speed.
The company has also grown its asset finance team, moved into a larger office and upped its securitisation facility to support growing demand and added tiered pricing structures.
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Josh Levy (pictured), Ultimate Finance’s CEO, said: “We hit record scale with a £393m peak loan book and closed the year 24% up on last year’s performance – with every product area performing well. That comes from disciplined execution and genuine partnership with our introducers.
“We’ve strengthened our regional footprint, grown our introducer base, and deepened key relationships – recognition that’s been reflected in new business growth, winning Intermediary Advocate of the Year at this year’s NACFB Commercial Lender Awards, our outstanding NPS of 79 and strong client retention.”
He continued: “I was also proud to join the NACFB board, reinforcing our long-term commitment to the broker community and to championing SME funding across the UK.
“Looking ahead, we’ll continue developing our product propositions, investing in service and delivery, and backing UK businesses with funding that fits. We enter 2026 with momentum and a clear ambition: to remain the funding partner of choice for introducers and the SMEs and property investors they support.”
