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LTI ratio tweaks will become ‘common’ as lenders battle for business – analysis

Brokers have said that more lenders will likely increase their loan to income (LTI) multip...

  • Feb 27, 2023
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West One Loans adds Brilliant Solutions to residential distribution panel

Specialist lender West One Loans has added Brilliant Solutions to its residential intermed...

  • Feb 21, 2023
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Hodge reduces professional mortgages

Cardiff-based Hodge has lowered the rates for its two-year fixed professional mortgage pro...

  • Feb 15, 2023
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Virgin Money ups max LTI to 5.5x income

Virgin Money has increased the maximum loan to income limit for select applications to 5.5...

  • Dec 16, 2022
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‘I think there’s never been a worse time to be a first-time buyer’ – New Homes Mortgage Senate

The end of Help to Buy is not the cliff edge that many have expected but it has “never b...

  • Oct 17, 2022
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Short-term affordability challenges initially outweigh benefit of stress test removal – Toumadj

The Bank of England’s (BoE) decision to withdraw the three per cent stress affordability...

  • Jun 22, 2022
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FPC to withdraw mortgage affordability stress test from August

The Financial Policy Committee (FPC) has confirmed that the affordability stress test for ...

  • Jun 20, 2022
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Top 10 most read mortgage broker stories this week – 13/05/2022

The shortlist of The British Mortgage Awards finalists for this year was most read this we...

  • May 13, 2022
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Habito and Perenna say current affordability stress test and LTI limit ‘not fit for purpose’

Habito and Perenna have said current measures set by the Bank of England’s Financial Pol...

  • May 11, 2022
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