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Second Charge Lending

Second charge lending lifts 13% in November – FLA

Lana Clements
Written By:
Posted:
January 11, 2018
Updated:
January 11, 2018

Second charge mortgage lending edged up in November, according to the latest figures from the Finance and Leasing Association (FLA).

 

The value of new second charge lending was at £80m in November – up 3% from the same month in 2016.

In the 12 months to November lending fell just short of £1bn – a jump of 13% from the same time period a year previously.

It follows a reported rebound of second charge activity in October.

Fiona Hoyle, head of consumer and mortgage finance at the FLA, said: “The second charge mortgage market reported further modest growth in November, and in the first 11 months of 2017, new business volumes increased by 11% compared with the same period in 2016.

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“Lenders remain focused on fully embedding the new regime, which sees first and second charge mortgages regulated on the same basis.”