user.first_name
Menu

Bridging

London Credit makes rate cuts across product range

London Credit makes rate cuts across product range
Kelly Newlands
Written By:
Posted:
June 26, 2025
Updated:
June 26, 2025

Bridging lender London Credit has made rate cuts across its range of products.

Across its commercial and semi-commercial bridging loans, the firm has made reductions of up to 60 basis points (bps).

In addition, its residential bridging rates have been lowered by up to 24bps.

Pricing now begins from 0.8% for commercial loans, 0.74% for semi-commercial loans and 0.66% for residential loans.

London Credit said the changes are intended to offer more competitive options to brokers when supporting clients with complex or time-sensitive transactions.

The firm said that for commercial and semi-commercial borrowers, the rate cut of 60bps is designed to support larger, higher-value projects while keeping costs under control. For residential borrowers, the pricing change is intended to improve affordability and flexibility “at a time when speed and certainty remain key priorities”.

Sponsored

Aldermore Insights with Jon Cooper: Edition 9 – Why lending strategy is becoming more central in buy to let

Sponsored by Aldermore

Marios Theophanous, credit manager at London Credit, said: “This reduction of up to 60bps means we have semi-commercial rates that start from as low as 0.74% for semi-commercial and 0.8% for commercial loans – making commercial investment even more accessible to a wider range of investors.

“Our approach is deliberately hands-on, giving brokers direct access to decision-makers and a clear line of sight throughout the process. These latest rate changes build on that foundation, offering competitive pricing while continuing to support borrowers with seamless, tailored funding solutions.”

In April, the firm made cuts to its commercial and semi-commercial bridging rates.