Written By:
Posted:
November 27, 2025
Updated:
November 27, 2025
Specialist lender Zephyr Homeloans will lower rates for large houses of multiple occupancy (HMOs) and multi-unit freehold blocks (MUFBs) by up to 0.25%.
Two-year fixed standard rates up to 75% loan to value (LTV) with a 7% fee will start from 2.79%.
On the other hand, its five-year fixed rate starts from 4.69%.
It is the second rate cut that Zephyr Homeloans has made this month, having cut rates across its specialist range on 10 November.
The lender also introduced 12-bedroom HMO and MUFB mortgages earlier this year.
