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Limited company landlords get rough deal – Star Letter – 04/12/2015

by: Mortgage Solutions
  • 04/12/2015
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Limited company landlords get rough deal –  Star Letter – 04/12/2015
Each week, we round-up the best comments, emails and letters to the site and pick one reader contribution as our Star Letter.

This week’s Star Letter goes to William for his comment on the story Carney wants control over buy-to-let interest coverage ratio to protect landlords.

Well, if he could make certain that lenders do not take advantage of buy-to-let landlords, which they do, the rents would not have to go up so often. Tell me why my properties held in my limited company are charged at a higher interest rate than if they were held by an individual? Especially when, as a director, I have to sign a guarantee which means if the company folds it is then my responsibility to pay the mortgage off.

 

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