
Written By:
Posted:
August 8, 2025
Updated:
August 8, 2025
The average two-year fixed mortgage rate being lower than its five-year counterpart for the first time since the mini Budget was the main story this week.
Insight from Smart Money People’s Jake Sandford on commission disclosure was also popular with mortgage advisers this week, as was Santander’s David Morris’ reflection on the success of the bank’s broker pledges.
Also of interest this week were the raft of mortgage rate changes and the reduction to the central bank’s base rate.
Average two-year fixed mortgage rate now below five-year fix – Moneyfacts

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Commission disclosure: calm, compliant… but not all brokers are convinced – Sandford
HSBC and TSB reduce rates – round-up
Feedback on our broker pledges suggests they are working, says Santander’s Morris