In Zephyr Homeloans’ its two-year fixed rate range, BTL rates have been cut by 0.15 basis points (bps), while five-year fixes have been reduced by up to 0.1bps.

For properties with an Energy Performance Certificate (EPC) rating of A-C, landlords can access a 3.44% two-year fixed rate standard mortgage up to 65% LTV with a 7% product fee.

Landlords opting for a five-year fix can access a rate of 4.59% up to 65% LTV with a 7% fee.

For properties with an EPC rating of D-E, Zephyr is offering a 3.54% two-year fixed rate up to 65% loan to value (LTV) with a 7% fee, and a 4.64% five-year fixed rate also up to 65% LTV with a 7% fee.

The lender said that it was also introducing a 0% product fee option on its two-year mortgage products to provide a greater range of options for landlords.

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Paul Fryers, managing director of Zephyr Homeloans, said: “We’re continuing to offer reduced rates to our brokers to enable them to provide a greater range of options for their landlord customers.”

Last month, the lender added 80% LTV mortgages.