According to Shawbrook’s latest results, the structured lending pipeline has “reached a new high”, which shows its “focus on supporting UK SMEs with strategic investments”.
The company noted that it had relaunched JBR Capital in the high-end vehicle finance market with an updated proposition, with lending volumes “continuing to build strong momentum”.
Shawbrook added that it had simplified its product transfer proposition for professional property investors, and this was “offering outstanding levels” in the specialist buy-to-let (BTL) market.
Marcelino Castrillo, Shawbrook’s CEO, said: “Building on the momentum generated during the second half of 2024, we delivered a strong start to 2025. Annualised loan book growth of 15% to £15.8bn reflects continued demand for our premium lending propositions across both commercial and retail.
“Our disciplined and proactive approach to credit management, combined with our deep understanding of the customers and markets we serve across our diversified proposition, remains a key differentiator. This approach is enabling us to efficiently allocate capital and optimise growth and risk-adjusted returns.
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“Our specialist proposition and the scalable technology platform we have engineered are delivering strong profitability, despite the pressure from the interest rate environment and competition for both assets and liabilities on margins across the UK banking sector. Notwithstanding our continued growth and investment in digital, we remain lean with our running costs broadly flat quarter-on-quarter.
“We, alongside our shareholders, are considering a number of strategic options for the business, both public and private, to facilitate the long-term growth potential of Shawbrook. No decisions have been made and we will continue to update investors on this in due course.
“Our performance to date reinforces our confidence in our strategy and business model, placing us in a strong position to take advantage of the opportunities ahead.”
