Along with breaking news, Mortgage Solutions publishes comments and contributions from across the sector to give the industry its voice.
As ever in 2018, this year’s contributors and comments covered everything the market had to throw at us, but there were some issues that resonated most strongly.
With an increased onus on brokers of spotting and reporting fraud on mortgage applications, identifying fraudulent income and ensuring bank statements fit lender requirements were among the key issues.
How to spot fraudulent income on mortgage applications – Broadley
Six bank statement mistakes that can ruin a mortgage application – brokers
The debate about property valuations and surveying practices was another to grab attention this year, especially with house prices being such a hot topic.
Is it a down-valuation or an overestimate? How surveyors value properties – E.surv
‘Two surveyors value the same property with £100k difference – this is what really frustrates advisers’ – Marketwatch
How surveyors value properties, the process explained – Harbour
And although the buy-to-let market maybe slipped after the high-profile regulation and tax changes, there was still no shortage of issues to debate in it, as two of our ever-popular Supper Club events revealed.
‘Lenders are heading for trouble with five-year buy-to-let deals’ – Platform Manchester Supper Club
‘No accountant has enough PI cover to sign-off BTL tax advice’ – Foundation Home Loans London Supper Club
And then of course there are the many ways brokers can look to improve themselves and their businesses to reflect this ever-changing market.
The six traits that make a successful mortgage broker – Duncombe
Should home buyers get a mortgage Agreement in Principle before viewings? – Marketwatch
‘My seven ways to overturn protection objections’ – Star Letter 20/07/2018
Broker comparison tool could put many advisers in a ‘hellish situation’ – Marketwatch
The £82bn broker opportunity that’s too big to miss – Calder
What do Countrywide’s troubles mean for mortgage advice? – JLM