Bridging lender Kseye has released a range of hybrid buy-to-let (BTL) products that can cater to new and portfolio landlords.
Rates start from 5.49 per cent across the three product tiers and top slicing is available along with deferred interest payments.
The products have a two-year term and the minimum loan size is pegged at £150,000 whilst the maximum loan size is £4m. Larger loans are available on referral.
Properties can be valued at £200,000 and over. Houses in multiple occupation, multi-unit freehold blocks, holiday lets, ex-local authority flats and houses and Grade II listed buildings are eligible.
Mixed use and residential properties are also permitted and up to 30 per cent of a property can be commercial.
Nikes Khagram, founding partner and director at Kseye, said “The hectic state of the property market during the stamp duty holiday has underlined the demand for bricks and mortar investments. However, finding the right property finance solution is not always straightforward.
“With three product tiers and flexibility built in, this new range of products perfectly complements our existing bridging offering. We know that speed and flexibility are essential to our clients, and so the specialised BTL products will help investors overcome the unique challenges that come with acquiring and building a property portfolio.”
Anna is currently the deputy editor for Mortgage Solutions and editor for Specialist Lending Solutions. She has worked as a journalist since 2019, having secured her Gold Standard NCTJ diploma from News Associates in a fast-track six-month course.
She started her career as a report at specialist publication The Insurance Insider covering a wide range of areas before joining Mortgage Solutions and Specialist Lending Solutions in 2021.
In her role, she helps put together and structure the news agenda for the day and writes up press releases, reports, interviews, analyses and exclusives across both titles. She also commissions blogs for Specialist Lending Solutions and hosts online masterclasses and in-person events across the business.
She has been shortlisted for three journalism awards, which include BIBA Journalist and Media Awards Scoop of Year Award in 2020, Headline Money Mortgage Journalist of the Year Award (B2B) in 2022 and 2023.
Prior to being a journalist, Anna worked in ecommerce across Snow + Rock, Cycle Surgery and Runners Need websites, and before that worked at specialist financial PR firm Rostrum.
In her spare time, Anna enjoys reading, seeing live music, and cooking for friends and family. When she gets a chance, she also enjoys hiking, skiing and indoor rock climbing.